TRUSS Insurance specializes in offering a wide range of insurance products and coverages to support your retail brokerage, particularly in dealing with complex and challenging risks. While specific offerings may vary over time, here are some examples of the types of insurance products and coverages that TRUSS could potentially provide:
- Property Insurance: Coverage for physical assets, such as buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
- Casualty Insurance: Protection against liability for bodily injury, property damage, and personal/advertising injury.
- Professional Liability (E&O): Coverage for professionals against claims of negligence or errors and omissions in providing professional services.
- Directors and Officers (D&O) Liability: Insurance that shields directors and officers from legal actions related to their decisions and actions on behalf of the organization.
- Cyber Liability: Coverage against data breaches, cyberattacks, and other cyber-related risks.
- Environmental Liability: Insurance for businesses facing environmental risks or pollution-related liabilities.
- Product Liability: Coverage for manufacturers and sellers against claims arising from product defects or failures.
- Excess/Umbrella Liability: Additional liability coverage that extends beyond the limits of primary liability policies.
- Marine Insurance: Protection for cargo, vessels, and other marine-related risks.
- Surety Bonds: Financial guarantees that ensure performance or fulfillment of obligations in various industries.
- Construction Insurance: Coverage for construction projects, including builders' risk, contractor's liability, and project-specific policies.
- Energy Insurance: Policies tailored for the energy sector, including coverage for renewable energy projects, oil and gas operations, and power generation.
- Specialty Lines: Customized coverage for unique or hard-to-place risks, such as entertainment industry risks, aviation, equine, and more.
- Trade Credit Insurance: Protection against non-payment of trade-related debts owed by customers.
- Political Risk Insurance: Coverage for businesses operating in foreign countries against political and economic risks.
- Fiduciary Liability Insurance: Coverage for fiduciaries of employee benefit plans against claims of mismanagement.
- Kidnap and Ransom Insurance: Protection for individuals and businesses against kidnapping, extortion, and related risks.
- Legal Expense Insurance: Coverage that helps individuals and businesses manage the costs associated with legal proceedings.
It's important to note that TRUSS Insurance's offerings can evolve and adapt to market demands and industry trends. If you're considering partnering with TRUSS, it's recommended to directly inquire about their current product offerings and how they can specifically support your retail brokerage's insurance needs.
